/* Store House Mortgage styles */
:root {
  --orange: #611934;
  --maroon: #611934;
  --orange-hover: #7a2144;
  --maroon-hover: #7a2144;
  --orange-soft: rgba(97, 25, 52, 0.15);
  --blue: #50a7e5;
  --bg: #0c0c0c;
  --bg-elevated: #141414;
  --bg-card: #1a1a1a;
  --bg-light: #f7f5f6;
  --bg-white: #ffffff;
  --text: #fafaf8;
  --text-muted: #a9a9aa;
  --text-dark: #141414;
  --text-dark-muted: #5a5a5a;
  --border: #303030;
  --border-dark: rgba(0, 0, 0, 0.08);
  --font-display: "Barlow Condensed", "Arial Narrow", Impact, sans-serif;
  --font-body: Inter, Arial, sans-serif;
  --container: 1180px;
  --header-h: 78px;
  --radius: 2px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color 0.2s var(--ease);
}

ul {
  list-style: none;
}

button {
  font: inherit;
  cursor: pointer;
  border: none;
  background: none;
  color: inherit;
}

.container {
  width: min(100% - 2.5rem, var(--container));
  margin-inline: auto;
}

.container-wide {
  width: min(100% - 2.5rem, 1280px);
  margin-inline: auto;
}

/* Typography */
.eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: #ffffff;
  margin: 0 0 22px;
}

.section-light .eyebrow,
.review-card .eyebrow {
  color: var(--maroon);
}

h1,
.h1,
h2,
.h2,
h3,
.h3 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.02;
  margin: 0;
}

h1,
.h1 {
  font-size: clamp(52px, 5.3vw, 76px);
  line-height: 1.05;
  letter-spacing: -0.4px;
  text-transform: none;
}

h2,
.h2 {
  font-size: clamp(43px, 4.6vw, 65px);
  letter-spacing: -0.5px;
  text-transform: none;
}

h3,
.h3 {
  font-size: clamp(1.35rem, 2vw, 1.75rem);
  line-height: 1.15;
  text-transform: none;
}

h1 em,
h2 em,
.hero-accent {
  font-style: normal;
  color: #ffffff;
}

.section-light h1 em,
.section-light h2 em {
  color: var(--maroon);
}

.lead {
  font-size: 1.1rem;
  color: var(--text-muted);
  max-width: 38rem;
}

.text-orange {
  color: var(--orange);
}

.text-muted {
  color: var(--text-muted);
}

/* Buttons — orange fill uses dark text like live site */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 19px;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0;
  border-radius: var(--radius);
  border: 1px solid transparent;
  white-space: nowrap;
  transition: background 0.2s, color 0.2s, border-color 0.2s;
}

.btn-primary {
  background: var(--maroon);
  color: #ffffff;
}

.btn-primary:hover {
  background: #c8c8c8;
  color: #611934;
  border-color: #c8c8c8;
}

.btn-outline,
.btn-ghost {
  background: transparent;
  border-color: #ddd;
  color: var(--text);
}

.btn-outline:hover,
.btn-ghost:hover {
  background: #c8c8c8;
  border-color: #c8c8c8;
  color: #111111;
}

.btn-small {
  font-size: 13px;
  padding: 11px 14px;
}

.btn-light {
  background: var(--bg-white);
  color: var(--text-dark);
}

.link-arrow {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
  color: #ffffff;
}

.section-light .link-arrow,
.review-card .link-arrow {
  color: var(--maroon);
}

.link-arrow:hover {
  color: #c8c8c8;
}

.section-light .link-arrow:hover {
  color: #7a2144;
}

.text-link {
  font-size: 14px;
  border-bottom: 1px solid #777;
  padding: 7px 0;
  color: var(--text);
}

.text-link:hover {
  color: #c8c8c8;
  border-color: #c8c8c8;
}

.link-underline {
  border-bottom: 2px solid var(--orange);
  padding-bottom: 2px;
  font-weight: 600;
}

/* Top bar */
.top-bar {
  background: var(--bg);
  border-bottom: 1px solid #333;
  padding: 9px 5%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #c6c6c6;
}

.top-bar span {
  letter-spacing: 2px;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #161718;
  border-bottom: 1px solid #303030;
}

.header-inner {
  display: flex;
  align-items: center;
  gap: 24px;
  height: var(--header-h);
  padding: 0 5%;
  width: 100%;
  max-width: none;
}

.logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.logo-img {
  width: auto;
  height: 64px;
  max-width: 200px;
  object-fit: contain;
  object-position: left center;
  background: #000;
}

.logo-text {
  display: none;
}

.nav-desktop {
  display: none;
  align-items: center;
  gap: 18px;
  flex: 1;
}

.nav-desktop a {
  font-size: 14px;
  font-weight: 400;
  color: #fafaf8;
  white-space: nowrap;
}

.nav-desktop a:hover,
.nav-desktop a.active,
.mobile-nav a:hover {
  color: #c8c8c8;
}

.header-cta {
  display: none;
  align-items: center;
  gap: 12px;
  margin-left: auto;
}

.menu-toggle {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  margin-left: auto;
}

.menu-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  background: #fff;
  position: relative;
}

.menu-toggle span::before,
.menu-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
  width: 18px;
  height: 2px;
  background: #fff;
}

.menu-toggle span::before {
  top: -6px;
}

.menu-toggle span::after {
  top: 6px;
}

.mobile-nav {
  display: none;
  border-top: 1px solid var(--border);
  padding: 1rem 5% 1.5rem;
}

.mobile-nav.open {
  display: block;
}

.mobile-nav a {
  display: block;
  padding: 0.85rem 0;
  border-bottom: 1px solid var(--border);
  font-weight: 500;
}

.mobile-nav .btn {
  margin-top: 1rem;
  width: 100%;
  justify-content: center;
}

@media (min-width: 1100px) {
  .nav-desktop,
  .header-cta {
    display: flex;
  }
  .menu-toggle {
    display: none;
  }
}

@media (max-width: 1099px) {
  .header-inner {
    height: auto;
    min-height: var(--header-h);
    padding: 10px 4%;
  }
  .logo-img {
    width: 130px;
  }
}

/* Hero */
.hero {
  position: relative;
  min-height: 680px;
  display: flex;
  align-items: stretch;
  overflow: hidden;
  background: #151617;
}

.hero-media {
  position: absolute;
  inset: 0;
  z-index: 0;
  background: center right / cover no-repeat;
}

.hero-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
}

.hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(
      90deg,
      #141516 3%,
      rgba(20, 21, 22, 0.91) 32%,
      rgba(20, 21, 22, 0.25) 75%
    ),
    linear-gradient(0deg, #151617, transparent 35%);
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 820px;
  padding: 65px 5% 55px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.hero-content .intro {
  margin: 27px 0;
  color: rgba(250, 250, 248, 0.9);
  max-width: 34rem;
  font-size: 1.05rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 30px;
  margin-top: 0.5rem;
}

.hero-meta {
  margin-top: 30px;
  font-size: 12px;
  color: #aaa;
}

.hero-tag {
  position: absolute;
  z-index: 1;
  bottom: 70px;
  right: 5%;
  border-left: 2px solid var(--orange);
  padding-left: 23px;
  max-width: 280px;
}

.hero-tag span {
  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
}

.hero-tag strong {
  display: block;
  font-family: var(--font-display);
  font-size: 28px;
  line-height: 1.2;
  margin-top: 8px;
  font-weight: 700;
}

@media (max-width: 900px) {
  .hero-tag {
    display: none;
  }
  .hero {
    min-height: 560px;
  }
  .hero-content {
    padding: 48px 5% 40px;
  }
  .hero-actions {
    gap: 18px;
  }
}

/* Orange path ribbon */
.ribbon {
  background: var(--maroon);
  color: #ffffff;
  display: flex;
  justify-content: space-evenly;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  padding: 19px 5%;
  font-size: 13px;
  letter-spacing: 2px;
  font-weight: 700;
  text-transform: uppercase;
}

.ribbon a {
  color: inherit;
}

.ribbon b {
  font-size: 17px;
  font-weight: 700;
}

@media (max-width: 700px) {
  .ribbon {
    font-size: 10px;
    letter-spacing: 1px;
  }
  .ribbon b {
    display: none;
  }
}

/* Sections */
.section {
  padding: 5rem 0;
}

.section-sm {
  padding: 3.5rem 0;
}

.section-light {
  background: var(--bg-light);
  color: var(--text-dark);
}

.section-light .lead,
.section-light .text-muted {
  color: var(--text-dark-muted);
}

.section-light .eyebrow {
  color: var(--orange);
}

.section-light h2 {
  color: var(--text-dark);
}

.section-elevated {
  background: var(--bg-elevated);
}

.section-head {
  margin-bottom: 2.5rem;
}

.section-head p {
  margin-top: 0.85rem;
}

.section-label {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 0.5rem;
}

.section-light .section-label {
  color: var(--text-dark-muted);
}

/* Path pills */
.path-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem 1.5rem;
  margin-top: 2rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  font-size: 0.85rem;
}

.path-row span {
  color: var(--orange);
}

/* Reviews */
.reviews-grid {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 760px) {
  .reviews-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.review-card {
  background: var(--bg-white);
  border: 1px solid var(--border-dark);
  padding: 1.5rem;
  border-radius: var(--radius);
}

.stars {
  color: var(--orange);
  letter-spacing: 0.1em;
  margin-bottom: 0.75rem;
  font-size: 0.9rem;
}

.review-card blockquote {
  font-size: 0.95rem;
  color: var(--text-dark);
  margin-bottom: 1rem;
}

.review-card cite {
  font-style: normal;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--text-dark);
}

.reviews-head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: flex-end;
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.google-intro {
  max-width: 260px;
}

.google-word {
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  color: var(--text-dark);
}

.google-word b {
  color: #4285f4;
}

.google-intro p {
  color: var(--text-dark-muted);
  margin-bottom: 0.75rem;
  font-size: 0.95rem;
}

.review-author {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  align-items: center;
  font-size: 0.9rem;
}

.review-author strong {
  color: var(--text-dark);
}

.review-source {
  color: var(--orange);
  font-weight: 600;
  font-size: 0.85rem;
}

.section-light .text-link {
  color: var(--text-dark);
}

/* Difference / split */
.split {
  display: grid;
  gap: 2.5rem;
  align-items: center;
}

@media (min-width: 900px) {
  .split {
    grid-template-columns: 1fr 1.1fr;
    gap: 4rem;
  }
}

.flame-panel {
  aspect-ratio: 1;
  background: #000;
  border-radius: var(--radius);
  display: grid;
  place-items: center;
  overflow: hidden;
}

.flame-panel img {
  width: 55%;
  height: auto;
  filter: drop-shadow(0 0 40px rgba(97, 25, 52, 0.45));
}

.feature-list {
  margin-top: 2rem;
  display: grid;
  gap: 1.25rem;
}

.feature-item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 1rem;
  align-items: start;
}

.feature-num {
  font-family: var(--font-display);
  color: #ffffff;
  font-size: 1.4rem;
  font-weight: 700;
}

.section-light .feature-num {
  color: var(--maroon);
}

.feature-item h3 {
  margin-bottom: 0.35rem;
}

.feature-item p {
  color: var(--text-muted);
  font-size: 0.95rem;
}

/* Loan cards */
.loan-grid {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 700px) {
  .loan-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1000px) {
  .loan-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.loan-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  padding: 1.5rem;
  border-radius: var(--radius);
  display: flex;
  flex-direction: column;
  min-height: 240px;
  transition: border-color 0.2s var(--ease);
}

.loan-card:hover {
  border-color: rgba(97, 25, 52, 0.55);
}

.section-light .loan-card {
  background: var(--bg-white);
  border-color: var(--border-dark);
  color: var(--text-dark);
}

.loan-card .num {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: #ffffff;
  margin-bottom: 0.75rem;
}

.section-light .loan-card .num {
  color: var(--maroon);
}

.loan-card h3 {
  margin-bottom: 0.65rem;
}

.loan-card p {
  color: var(--text-muted);
  font-size: 0.92rem;
  flex: 1;
}

.section-light .loan-card p {
  color: var(--text-dark-muted);
}

.loan-card .tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  margin: 1rem 0;
  font-size: 0.75rem;
  color: var(--text-muted);
}

.loan-card .tags span::after {
  content: " ·";
  margin-left: 0.35rem;
  color: var(--orange);
}

.loan-card .tags span:last-child::after {
  content: "";
}

/* Team */
.team-grid {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 980px) {
  .team-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.team-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}

.team-photo {
  aspect-ratio: 4 / 5;
  background: #222;
  overflow: hidden;
}

.team-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.team-body {
  padding: 1.25rem;
}

.team-markets {
  font-size: 0.72rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #ffffff;
  margin-bottom: 0.4rem;
}

.team-body h3 {
  margin-bottom: 0.25rem;
}

.team-role {
  color: var(--text-muted);
  font-size: 0.88rem;
  margin-bottom: 0.75rem;
}

.team-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  font-size: 0.85rem;
}

.team-links a {
  color: #ffffff;
  font-weight: 600;
}

.team-links a:hover {
  color: #c8c8c8;
}

/* Partner CTA */
.partner-grid {
  display: grid;
  gap: 1.25rem;
}

@media (min-width: 800px) {
  .partner-grid {
    grid-template-columns: 1.2fr 0.8fr;
  }
}

.partner-card {
  padding: 2.25rem;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--bg-card);
}

.partner-card.accent {
  background: linear-gradient(145deg, #1a120c, #24160e);
  border-color: rgba(97, 25, 52, 0.45);
}

.partner-card h2 {
  margin-bottom: 1rem;
}

.partner-card p {
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

/* Contact block */
.contact-hero {
  padding: 4rem 0 3rem;
  background: radial-gradient(
      ellipse at 50% 120%,
      rgba(97, 25, 52, 0.45),
      transparent 55%
    ),
    var(--bg);
}

.contact-boxes {
  display: grid;
  gap: 1rem;
  margin: 2.5rem 0 2rem;
}

@media (min-width: 700px) {
  .contact-boxes {
    grid-template-columns: 1fr 1fr;
  }
}

.contact-box {
  border: 1px solid var(--border);
  background: rgba(255, 255, 255, 0.03);
  padding: 1.75rem;
  border-radius: var(--radius);
}

.contact-box .label {
  font-size: 0.75rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 0.5rem;
}

.contact-box .value {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 3vw, 2rem);
  letter-spacing: 0.03em;
}

.contact-box a:hover {
  color: var(--orange);
}

/* FAQ accordion */
.faq-layout {
  display: grid;
  gap: 2.5rem;
}

@media (min-width: 900px) {
  .faq-layout {
    grid-template-columns: 0.9fr 1.1fr;
    align-items: start;
  }
  .faq-layout .section-head {
    margin-bottom: 0;
    position: sticky;
    top: 100px;
  }
}

.faq-list {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--border);
}

.section-light .faq-list {
  border-color: var(--border-dark);
}

.faq-item {
  border-bottom: 1px solid var(--border);
}

.section-light .faq-item {
  border-color: var(--border-dark);
}

.faq-trigger {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding: 1.25rem 0;
  text-align: left;
  font-weight: 600;
  font-size: 1.02rem;
}

.faq-trigger .icon {
  width: 28px;
  height: 28px;
  border: 1px solid currentColor;
  border-radius: 50%;
  display: grid;
  place-items: center;
  flex-shrink: 0;
  font-size: 1.1rem;
  line-height: 1;
  transition: transform 0.25s var(--ease);
}

.faq-item.open .faq-trigger .icon {
  transform: rotate(45deg);
  color: var(--orange);
  border-color: var(--orange);
}

.faq-panel {
  display: none;
  padding: 0 0 1.25rem;
  color: var(--text-muted);
  max-width: 48rem;
}

.section-light .faq-panel {
  color: var(--text-dark-muted);
}

.faq-item.open .faq-panel {
  display: block;
}

/* Page hero (inner) */
.page-hero {
  padding: 3rem 0 2.5rem;
  border-bottom: 1px solid var(--border);
}

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem;
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-bottom: 1.25rem;
}

.breadcrumbs a:hover {
  color: var(--orange);
}

.page-hero h1 {
  margin-bottom: 1rem;
}

.page-hero .lead {
  color: rgba(255, 255, 255, 0.85);
}

.page-hero .btn {
  margin-top: 1.5rem;
}

/* Content blocks */
.content-block {
  padding: 3rem 0;
  border-bottom: 1px solid var(--border);
}

.content-block h2 {
  margin-bottom: 1rem;
}

.content-block p + p {
  margin-top: 1rem;
}

.content-block ul.bullets {
  margin-top: 1rem;
  display: grid;
  gap: 0.5rem;
}

.content-block ul.bullets li {
  padding-left: 1.1rem;
  position: relative;
  color: var(--text-muted);
}

.content-block ul.bullets li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--orange);
}

.reach-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem 1.5rem;
  margin: 1.25rem 0;
}

.disclaimer {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: 1rem;
}

.reviewed {
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 1.5rem;
}

/* Related links */
.related-grid {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--border);
}

@media (min-width: 700px) {
  .related-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.related-grid a {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.1rem 0;
  border-bottom: 1px solid var(--border);
  font-weight: 600;
}

.related-grid a:hover {
  color: var(--orange);
}

/* CTA banner */
.cta-banner {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 2.5rem;
  margin: 3rem 0;
}

.cta-banner h2 {
  margin-bottom: 0.75rem;
}

.cta-banner p {
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

.cta-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}

/* Loan types catalog */
.catalog-section {
  padding: 4rem 0;
}

.catalog-section:nth-child(even) {
  background: var(--bg-light);
  color: var(--text-dark);
}

.catalog-num {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 5vw, 4rem);
  color: #ffffff;
  line-height: 1;
  margin-right: 0.5rem;
}

.catalog-section:nth-child(even) .catalog-num {
  color: var(--maroon);
}

.catalog-title {
  display: flex;
  align-items: baseline;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: 2rem;
}

.card-grid {
  display: grid;
  gap: 1rem;
}

@media (min-width: 700px) {
  .card-grid.two {
    grid-template-columns: 1fr 1fr;
  }
}

.mini-card {
  background: var(--bg-white);
  color: var(--text-dark);
  border: 1px solid var(--border-dark);
  padding: 1.5rem;
  border-radius: var(--radius);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.04);
}

.catalog-section:nth-child(even) .mini-card {
  background: #fff;
}

.catalog-section:not(:nth-child(even)) .mini-card {
  background: var(--bg-card);
  color: var(--text);
  border-color: var(--border);
  box-shadow: none;
}

.mini-card h3 {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: 0.65rem;
}

.mini-card p {
  color: var(--text-dark-muted);
  font-size: 0.92rem;
}

.catalog-section:not(:nth-child(even)) .mini-card p {
  color: var(--text-muted);
}

.link-cols {
  display: grid;
  gap: 1.5rem;
  margin-top: 2rem;
}

@media (min-width: 700px) {
  .link-cols {
    grid-template-columns: repeat(3, 1fr);
  }
}

.link-cols h4 {
  font-size: 0.8rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
  color: var(--orange);
}

.link-cols a {
  display: block;
  padding: 0.35rem 0;
  font-size: 0.92rem;
}

.link-cols a:hover {
  color: var(--orange);
}

/* Resources list */
.resource-list a {
  display: block;
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--border);
  font-family: var(--font-display);
  font-size: 1.25rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

.resource-list a:hover {
  color: var(--orange);
}

.resource-list a span {
  display: block;
  font-family: var(--font-body);
  font-size: 0.9rem;
  text-transform: none;
  letter-spacing: 0;
  color: var(--text-muted);
  margin-top: 0.35rem;
  font-weight: 400;
}

/* Prose for legal / long content */
.prose {
  max-width: 48rem;
}

.prose h2 {
  margin: 2rem 0 0.75rem;
  font-size: 1.4rem;
}

.prose h3 {
  margin: 1.5rem 0 0.5rem;
  font-size: 1.1rem;
}

.prose p,
.prose li {
  color: var(--text-muted);
  margin-bottom: 0.85rem;
}

.prose ul {
  list-style: disc;
  padding-left: 1.25rem;
  margin-bottom: 1rem;
}

.prose a {
  color: #ffffff;
}

.section-light .prose a {
  color: var(--maroon);
}

.prose a.btn,
.prose a.btn-primary,
.prose .btn-primary {
  color: #ffffff;
}

.prose a.btn:hover,
.prose a.btn-primary:hover,
.prose .btn-primary:hover {
  color: #611934;
}

/* Footer */
.site-footer {
  background: var(--bg);
  border-top: 1px solid #363636;
  padding: 45px 5% 25px;
  margin-top: auto;
}

.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 40px;
  padding-bottom: 30px;
  flex-wrap: wrap;
}

.footer-top .logo-img {
  height: 90px;
  max-width: 260px;
  width: auto;
  background: #000;
}

.footer-about {
  color: #aaa;
  font-size: 14px;
  max-width: 420px;
  flex: 1;
}

.footer-markets span,
.footer-markets h4 {
  display: block;
  color: #ffffff;
  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 8px;
  font-weight: 700;
}

.footer-markets p {
  color: #aaa;
  font-size: 14px;
  line-height: 1.7;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px 22px;
  padding: 18px 0;
  border-top: 1px solid #444;
  font-size: 14px;
}

.footer-links a {
  color: #ddd;
}

.footer-links a:hover {
  color: #c8c8c8;
}

.footer-social {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-left: auto;
}

.footer-social a {
  display: inline-flex;
  width: 20px;
  height: 20px;
  color: #ddd;
}

.footer-social a:hover {
  color: #c8c8c8;
}

.footer-social svg {
  width: 20px;
  height: 20px;
  display: block;
}

.footer-meta {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 15px;
  padding-top: 22px;
  border-top: 1px solid #363636;
  font-size: 12px;
  color: #aaa;
}

.footer-legal,
.footer-legal.disclosure {
  padding-top: 1rem;
  font-size: 12px;
  line-height: 1.7;
  color: #828282;
  max-width: 1100px;
}

.footer-legal p + p {
  margin-top: 0.75rem;
}

.footer-contact-line {
  margin-top: 1rem;
  color: #aaa;
  font-size: 14px;
}

.footer-contact-line a,
.footer-legal a[href^="tel:"],
.footer-legal a[href^="mailto:"],
.site-footer a[href^="tel:"],
.site-footer a[href^="mailto:"] {
  color: #ffffff;
}

.footer-contact-line a:hover,
.footer-legal a[href^="tel:"]:hover,
.footer-legal a[href^="mailto:"]:hover,
.site-footer a[href^="tel:"]:hover,
.site-footer a[href^="mailto:"]:hover {
  color: #c8c8c8;
}

.reach-row a,
.reach-row a.link-arrow,
.content-block a[href^="tel:"],
.content-block a[href^="mailto:"],
.contact-box .value,
.contact-box a.value {
  color: #ffffff;
}

.reach-row a:hover,
.content-block a[href^="tel:"]:hover,
.content-block a[href^="mailto:"]:hover,
.contact-box a:hover {
  color: #c8c8c8;
}

/* Utilities */
.mt-1 {
  margin-top: 0.5rem;
}
.mt-2 {
  margin-top: 1rem;
}
.mt-3 {
  margin-top: 1.5rem;
}
.mt-4 {
  margin-top: 2rem;
}
.mb-2 {
  margin-bottom: 1rem;
}
.flex-wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

/* Reveal animation */
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}

.reveal.in {
  opacity: 1;
  transform: none;
}